Riding Toward
Financial Confidence
A financial approach as steady, balanced, and personal as riding a bike.
Financial planning built around your life, not just your assets.
OUR PROCESS
The B.I.K.E Framework
A Simple, Powerful Approach to Financial Planning
Budgeting. Investments. Knowledge. Estate Planning. Built around your life, not just your assets.
B.I.K.E. is both a memorable framework and a metaphor—just like riding a bike, financial planning should feel steady, balanced, and under control.
Budgeting
Build a foundation. Know where your money goes.
We help you create a plan that aligns your income with your goals—so you can save, spend, and invest with confidence and clarity.
Investments
Grow your wealth with purpose and clarity.
Your portfolio should reflect your values and goals. We design investment strategies tailored to your risk comfort and long-term vision.
Knowledge
Financial confidence starts with understanding.
We take the time to educate you, answer your questions, and make sure you’re never in the dark about your financial plan or direction.
Estate Planning
Secure your legacy and protect those you love.
From wills to beneficiaries, we guide you through the steps to ensure your wishes are honored and your impact lasts for generations.
SHOULD WE WORK TOGETHER?
Are We a Fit for You?
We serve individuals, retirees, and business owners who value clarity, simplicity, and long-term collaboration.
Passion for biking not required!
RETIREES
Guiding retirees through income, inflation, and legacy planning—one confident pedal stroke at a time.
BUSINESS OWNERS
Guiding business owners through growth, exit planning, and personal financial freedom.
INDIVIDUALS & FAMILIES
Smart, flexible planning for families balancing today’s needs with tomorrow’s dreams.
FAQ
Get Answers to Your Questions
What exactly do you do as a financial advisor?
I help you make informed decisions about your money—whether that means managing investments, planning for retirement, protecting your family with insurance, or leaving a legacy. My goal is to simplify the complex and guide you with clarity and confidence.
How do you get paid?
I believe in full transparency. I’ll walk you through exactly how I’m compensated—whether it’s a flat fee, percentage of assets under management, or commission—so you can feel confident in how we work together.
Do I need a certain amount of money to work with you?
No. What matters most is your commitment to building a plan and taking control of your financial future. Whether you're growing a business or planning for retirement, we’ll build a strategy that fits your life.
Will you try to sell me products?
No. My approach is people before products. I recommend only what aligns with your goals—nothing more, nothing less.
How is your approach different from other advisors?
Clients tell me I’m easy to talk to, I explain things in a way that makes sense, and I never make them feel judged. My process is built around listening, education, and long-term guidance—not sales pressure.
Can you help with both personal and business planning?
Absolutely. Whether you're a retiree or a business owner, we’ll take a holistic view—connecting your personal goals with your business or retirement needs to create a cohesive strategy.
What’s the first step?
It all starts with a conversation. We'll meet for a no-pressure consultation to talk about your goals and see if we're a good fit. From there, we follow the B.I.K.E. process to build your customized plan.
A World of Wealth Opportunity
Copyright © 2025 Nathan Muchmore. All rights reserved.
This material is sourced from believed to be reliable sources. It is not intended to provide tax or legal advice and it is recommended to seek the advice of a tax or legal professional for your specific situation. Some of the content was created by TerraWealth for informational purposes only and does not reflect a solicitation for the purchase or sale of securities. By sharing your contact information, you are giving permission for the recipient to reach out to you using the methods specified. View complete disclosures. Check the background of your financial professional on FINRA's BrokerCheck.